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ProAdvantage Program Home Today's Rates Rate Alert Search for a Home Now Home Search Assistant Apply On-Line What You Need to Apply The Right Loan First Time Buyers Guide Home Buying Process Glossary ProAdvantage Client Quotes My experience with Professional Advantage was very positive. Despite the demands of my career, a hyper real estate market and the quirks of buying a co-op, Professional Advantage pulled everything together beautifully. One of the things that stood out with Professional Advantage was the fact that I had one contact throughout the entire process. I am reminded of the great rate and great service I received from Professional Advantage every month, when I make my mortgage payment. Kimberly Uhorchak PriceWaterhouseCoopers The home buying experience was certainly a stressful one, just as PAFG mentioned it would be. However, their help and advice throughout the process certainly alleviated any anxiety that my wife and I had regarding our mortgage. My countless phone calls regarding the various aspects of home buying, as well as for trying to lock-in a favorable rate were always met with an understanding attitude and favorable results. My wife and I certainly appreciated everyone at PAFG’s patience and assistance. Thank you again for all your help PAFG! Harry E. Comninellis More Customer Quotes

What You Need to Apply   Note: Depending on the product and your personal situation, you may not need all of these to apply. General personal information Social Security number Home addresses for the past two years Landlord contact information (if applicable) Employment information Dates and places of employment for the past two years Employer contact information for the past two years Monthly income Amount of monthly employment income, including commissions, overtime, tips and bonuses Dividends and interest Pension or retirement Social Security or disability VA benefits Alimony and/or child support (if you will use these funds to repay the loan) Foster care income Total gross rental income Monthly housing expenses Rent Current mortgage payment Other home financing payments Homeowner's insurance Real estate taxes Private mortgage insurance Homeowner's association dues Other monthly expenses Alimony payments Child support payments Separate maintenance payments Job-related expenses (e.g., child care, union dues, etc.) Real estate Address and estimated value of real estate currently owned Loan information for real estate currently owned:    - Creditor's name    - Account number    - Monthly payment Financial assets Institution name, account number and balance for:    - Checking    - Savings    - Investment accounts (including 401k) Total market value of any stocks, bonds and CDs you hold Make model and market value of automobiles you own Net cash value of life insurance Vested interest amount in your retirement fund(s) Net worth of any business owned Personal financial documents While every loan application is unique, these are the most common types of personal documents required:    - Paycheck stubs, showing year-to-date earnings and covering at least 30 days    - Tax returns from the past two years    - W-2 forms for the past two years    - Supporting documents showing any additional income you'll apply toward the loan    - Bank or investment account statements from the last two months (if you'll be using these funds for a down      payment or closing costs)    - Lease agreement or past years' tax returns if you own real estate and have rental income Applying online? You'll also need information on the property you wish to buy, including the location and purchase amount. Apply online now.

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